Last updated: 24 December 2025

1. Overview

Hisab‑Track is a personal expense and bill tracking tool intended for normal household and personal use. By creating an account or using the service, you agree to these Terms & Conditions.

2. Intended Use

The service is designed to help you record and organize bills, expenses and basic financial notes. It is not a banking platform, investment service, or professional accounting tool.

3. Prohibited Sensitive Information

You must not use Hisab‑Track to store highly sensitive or confidential information, including:

• Complete debit/credit card numbers, CVV, ATM PINs, internet banking passwords, or one‑time passwords (OTPs).
• Scans or photos of Aadhaar, PAN, passport, cheque leaves, bank passbooks, or similar identity/financial documents.
• GST invoices or receipts that clearly show full card numbers or other confidential banking details.
• Any data that can be directly used to steal money from bank accounts, payment wallets, or cards.

If you upload any bills or receipts, you are solely responsible for ensuring that they do not expose full card details, passwords, or other sensitive banking information.

4. No Responsibility for Misuse

You remain fully responsible for the type of information you enter or upload into Hisab‑Track. We will not be responsible or liable for any loss, damage, fraud, or security issues that arise because:

• you stored illegal, highly sensitive, or confidential information in the app contrary to these Terms;
• you shared your login details or device with another person; or
• your device, email account, or network was compromised (for example, due to malware or phishing).

5. Acceptable Use

• Do not break any applicable law or regulation.
• Do not upload malware, spam, or harmful content.
• Do not harass, threaten, or abuse any person.
• Do not attempt to hack, probe, or overload the service.

6. Account Security

You are responsible for keeping your login credentials and device secure. If you believe your account has been accessed without permission, change your password immediately and contact support.

7. Data & Privacy (Short)

Hisab‑Track stores only the information necessary to provide the service, such as your account details and the expense records you choose to enter. We do not sell your personal data.

8. No Financial or Legal Advice

Any summaries, totals, or charts shown in Hisab‑Track are for your personal reference only. They are not financial, tax, or legal advice.

9. Changes to These Terms

We may update these Terms & Conditions from time to time. Your continued use of Hisab‑Track means you accept the updated Terms.